Last year, Louisiana legislators pushed for one of the State’s biggest tort reform packages since the 1990s in hopes of lowering automobile insurance rates and encouraging out of court settlements. The Civil Justice Reform Act of 2020 (CJRA) was signed into law on July 13, 2020 and became effective on…
Louisiana road conditions are ranked among some of the worst in the United States. This is especially true in New Orleans, where potholes are nearly unavoidable. A ride through the city can be very bumpy, and it may ultimately put a dent in your wallet. Flat tires, rim damage, punctured…
Between traveling to and from work, running errands, taking road trips, and shuffling the kids around, we spend more time in our vehicle than we may realize. Because of this, motor vehicle accidents are one of the most common causes of injuries in the United States. If you are lucky,…
In Louisiana, uninsured/ underinsured motorist insurance (UM/ UIM) follows the person, not the vehicle. So, if you have UM/ UIM coverage and are involved in a motor vehicle accident where the at fault driver is not insured, you will be covered even if you are not in your own vehicle,…
There are very few individuals who can afford their healthcare entirely out of pocket. This is why a majority of people utilize health insurance which pays for most of the care. If your medical provider is an in-network provider and accepts the insurance you carry, you are guaranteed to be…
The Equal Employment Opportunity Commission (EEOC) guidelines allow employers to legally require their employees to get vaccinated against diseases that have been identified as pandemics, like COVID-19, for the purpose of protecting the safety of the general public. This is assuming they can establish that it is a legitimate job…
In an instant, you or a loved one may find themselves in the unfortunate situation of being involved in an automobile accident. But, did you know that women are more likely to be injured or killed as a result of these accidents. A new study done by the Insurance Institute…
Each year, Mardi Gras attracts millions of visitors to the Big Easy. It is one of the city’s largest holidays and generates millions of dollars for New Orleans. But, with the massive crowds, rowdy celebrations, and significant alcohol consumption, an accident seems almost inevitable. So, what happens if you are…
It can feel overwhelming dealing with the insurance company after an accident. But, the first step in receiving compensation after an accident is to file a claim with the insurance company, so communicating with them is inevitable. After carefully reviewing your claim, the adjuster assigned to your case will then…
Imagine one minute you are on your way home from work or just running some errands, and the next thing you know you hear a crashing sound and feel yourself being forcefully flung around in your vehicle. After an accident, you may be suffering from a devastating injury that can…